www.BANKRUPTCYOKLA.COM

ISN'T IT TIME FOR YOU TO GET A FRESH START?

BANKRUPTCY CHECKLIST:

• CERTIFICATE OF COMPLETION OF MANDATORY CONSUMER CREDIT COUNSELING (IE. PRE-FILING CLASS) TAKEN FROM AN APPROVED NONPROFIT CREDIT COUNSELING AGENCY **
• EVIDENCE OF PAY STUBS THAT YOU RECEIVED IN THE 60 DAYS PRIOR TO FILING FOR BANKRUPTCY
• YOUR 1040 FEDERAL AND STATE INCOME TAX RETURNS FOR THE MOST RECENT TAX YEAR
• YOUR MONTHLY BUDGET (IE. A LISTING OF CURRENT MONTHLY INCOME AND CURRENT MONTHLY EXPENDITURES).
• THE FULL NAME, COMPLETE ADDRESS, AND ACCOUNT NUMBER OF EACH OF YOUR CREDITORS
• A CURRENT COPY OF YOUR CREDIT REPORT (IF AVAILABLE)
• THE AMOUNT OF GROSS INCOME THAT YOU AND/OR YOUR SPOUSE HAVE EARNED FROM ANY SOURCE OVER THE PAST SIX (6) MONTHS (IN ORDER TO MEET THE MEANS TEST REQUIREMENT).
• IN THE EVENT THAT YOU HAVE REAL ESTATE HOLDINGS IE. A HOME OR RENTAL PROPERTY - COPIES OF FILED DEEDS REFLECTING  THE COMPLETE LEGAL DESCRIPTION TO THE PROPERTY (IE. LOT, BLOCK AND SUBDIVISION NAME)
• COPIES OF ALL TITLES TO VEHICLES, MOTOR HOMES, BOATS, TRAILERS ETC.
• COPIES OF ANY LOAN AGREEMENTS WITH ANY CREDITOR THAT HAS A LIEN ON YOUR HOME, CAR, BOAT, FURNITURE, ETC.
• COPY OF DIVORCE DECREES AND/OR PROPERTY SETTLEMENT AWARDS
• COPIES OF ANY LAWSUITS AND/OR GARNISHMENTS THAT HAVE BEEN FILED AGAINST YOU

FINALLY, IT IS IMPORTANT TO NOTE THAT YOU WILL HAVE TO YOUR OKLAHOMA DRIVERS LICENSE AND SOCIAL SECURITY CARD WITH YOU WHEN YOU ATTEND THE FIRST MEETING OF CREDITORS. 

** THE MANDATORY CREDIT COUNSELING CLASS CAN BE TAKEN EITHER:

A) LOCALLY FROM CONSUMER CREDIT COUNSELING CENTER OF OKLAHOMA, 46TH AND HARVARD, TULSA, OK, CALL: (918) 744-5611 TO SCHEDULE AN APPOINTMENT

OR

B) TAKEN OVER THE INTERNET. WE RECOMMEND THE FOLLOWING ON-LINE SERVICE, NAMELY:

CONSUMER CREDIT COUNSELING: www.personalfinanceeducation.com

Brought to You By: IN CHARGE EDUCATION FOUNDATION

TOLL FREE TELEPHONE NUMBER: 1-800-729-0049

Pre-Filing Credit Counseling $ 30.00

[CHAPTER 7] [F.A.Q.] [PROCEDURE] [INFO NEEDED]